This format is not intended to be used for normal data storage. It is supported as a method to supply the KMyMoney development team with your file in case of a problem without disclosing any of your financial data. If instructed by the developers use the Save as... menu item to store your data in anonymous format by selecting .anon.xml as file extension. To verify that your problem still exists, reload this anonymized file and try to duplicate your problem. If it shows, send the file to the developer mailing list at <kmymoney2-developer@lists.sourceforge.net> for further investigation. If the problem does not show ... well, I don't want to think about this scenario right now.